Effortless import
Drop a CSV from KBC, ING, Belfius or any other bank. Or use the Ponto link for automatic syncing.
Personal finance, demystified
Finally understand where your money goes.
A calm dashboard for your day-to-day spending. Import a CSV, let smart rules do the work, and discover the patterns your bank never showed you.
What it does
One place for your spending, year after year.
Connect your accounts via CSV export or automatic bank linking. Categorise transactions with rules you write once and that just keep working. Compare months, years and categories at a glance.
- Smart auto-categorisation
- Month-over-month and year-over-year comparisons
- Automatic detection of transfers between your own accounts
- Forecast and per-category budgets
Features
Everything you need, nothing you don't.
Smart categorisation
Write one rule for 'Colruyt' or 'Spotify' once and every future transaction lands in the right category.
Planning & budgets
Set monthly budgets per category, get a forecast for the rest of the month, and instantly see if you're on track.
Transfer detection
Money moving from savings to your current account? The app recognises it and keeps your spending totals honest.
How it works
Three steps, no homework.
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1. Import
Upload your bank export or link your account. Duplicates are skipped automatically.
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2. Categorise
Label a transaction once — the system handles the rest from then on.
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3. Get insights
Discover your top categories, recurring subscriptions, and patterns across the year.
Privacy
Your data stays yours.
Hosted in the EU (eu-west-1, Ireland). No data selling, no tracking, no ads. Authentication via WorkOS, banking data encrypted in transit and at rest. Export or delete your entire profile any time.
Frequently asked
Still on the fence? Here are some answers.
Which banks are supported?
All Belgian banks via CSV import (KBC, ING, Belfius, Argenta, Beobank, etc.). For automatic syncing we use Ponto, which supports the major Belgian banks.
Is my data sold or shared?
No. We store your transactions so you get insights, and use them for nothing else. No transaction-level analytics, no ads, no third-party processors apart from our AWS database in eu-west-1.
Can I export or delete?
Yes. You can export every transaction as CSV or delete your full profile from settings at any time.
How does categorisation work?
You write a rule once, e.g. 'description contains Colruyt → Groceries'. From then on every matching transaction is auto-tagged. You stay in control.
What does it cost?
There's a free plan, forever. Pro is €4 per month (or €40 per year) and unlocks the advanced features — 14-day free trial, cancel anytime. Full details are on the pricing page.
Does it work for two people / a family?
Yes. Create multiple profiles (e.g. 'Personal' and 'Shared') and switch between them without logging out.